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Buy property in Portugal with real numbers

Official data. Transparent costs. Expert guidance. A definitive atlas for navigating the Portuguese property market — every figure sourced and cited.

Calculate your buying costsExplore regional data

How do you buy property in Portugal as a non-resident?

Portugal places no restriction on foreign ownership — non-residents, including non-EU citizens, can buy freely. In practice you get a Portuguese tax number (NIF), agree the price and sign a binding promissory contract (CPCV) with a deposit, arrange financing if needed, then pay transfer tax (IMT) and stamp duty before signing the final deed (escritura) before a notary. Budget for roughly the purchase price plus transfer tax, stamp duty and notary, registration and legal fees — every one of those figures is calculated live from official rates in our cost breakdown, never quoted from memory. What you pay per square metre varies sharply by region; the median sold values below come straight from official statistics.

  1. 1

    Get a NIF (tax number)

    A Portuguese tax identification number is the first requirement for any purchase — obtained in person or through a fiscal representative before you can transact.

  2. 2

    Agree the price & sign the CPCV

    The Contrato de Promessa de Compra e Venda is the binding promissory contract; the deposit is paid here and the terms of the deal are locked.

  3. 3

    Arrange financing (if needed)

    Non-residents can obtain a Portuguese mortgage, though loan-to-value limits are lower than for residents — see the current Banco de Portugal limits in the mortgage rules explainer.

  4. 4

    Pay taxes & complete the escritura

    Transfer tax (IMT) and stamp duty are paid before the deed; the escritura pública is then signed before a notary and the transfer is registered.

The full walkthrough — NIF, CPCV, mortgages, taxes and the escritura — lives in the buying-process guide.

Every number sourced from official data

  • INE
  • Banco de Portugal
  • Portal das Finanças

Explore Regional Data

Median transacted sale values per square metre, by region. Figures are drawn from Instituto Nacional de Estatística (INE) and shown with their reference period and source — transacted values, not asking prices.

Median transacted (sold) value per square metre by region — sold values, not asking prices.
RegionMedian sold €/m²Reference periodSource
Greater Lisbon€3,4394th Quarter 2025Instituto Nacional de Estatística (INE), Portugal
Porto€2,3054th Quarter 2025Instituto Nacional de Estatística (INE), Portugal
Algarve€3,1394th Quarter 2025Instituto Nacional de Estatística (INE), Portugal
Madeira€2,5004th Quarter 2025Instituto Nacional de Estatística (INE), Portugal

Full series and provenance in the public data registry. Browse every regional guide →

What buying really costs

Beyond the sale price sit transfer tax, stamp duty, and registration and legal fees. Every euro in our breakdown is computed live from the verified fact registry — statutory IMT brackets, stamp-duty rates, and fees — so the estimate never drifts from source and is never hand-typed.

Explore the buying guide

Cost components

  • IMT — Property Transfer TaxProgressive brackets, from Portal das Finanças
  • Stamp DutyStatutory rate on the deed value
  • Notary & RegistrationDeed execution and land registry
  • Legal FeesTypical buyer-side representation

* Amounts are computed per purchase from the verified fact registry. Final costs vary by property and buyer.

Expert guidance based on hard data

Navigate the Portuguese real estate market with confidence. Speak with an advisor to discuss your specific situation.

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